Yes, Mr Cameron, we will all have to tighten our belts as we enter this new age. But I prefer to see it as the Age of Reason since I am of a happily optimistic mindset.
Where once we were all owned by banks and building societies, or by our schools, or by our commitment to local government policies, and we were dependant on their services, advice and constraints, now we are cast adrift into a certain sense of freedom.
I have no credit card debt to speak of. I own a property outright, some land, and a car. I work online, with clients on all the major continents, and I've been published in England, Canada, Spain and Australia. As a freelancer, I chose who to work with and on what, and I reject clients that appear racist, sexist, bullying or untrustworthy. I pay taxes locally, and I am a frequent attender at school parents meetings to have a say in how my kids school is run, but I shop online and pay as often in dollars as euros or pounds.
The collapse of our old institutions is making us all re-assess what we value and what we need. And here at Singular Cake, I think that's a good thing. Long may the Age of Reason empower us.